COMP <GO>
CBNK vs BHB // OPERATING MARGIN
Capital Bancorp Inc. (NASDAQ) VS. Bar Harbor Bankshares Inc. (NYSE) • 15-METRIC TALLY: CBNK 5
— BHB 2
■ METRIC PARITY
LAST: $41.72 (-0.60%) • MKT CAP: $683.7M
operating-margins
—
LAST: $40.44 (-1.17%) • MKT CAP: $686.1M
operating-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBNK VS. BHB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBNK | BHB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.20% | 6.90% | +7.30 | CBNK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.20% | 6.34% | +3.86 | CBNK | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.07% | 2.97% | -1.90 | BHB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | CBNK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 70.6 | 64.8 | +5.80 | CBNK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.2x | 17.3x | -6.10 | CBNK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $683.7M | $686.1M | -$2.4M | BHB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBNK REV | BHB REV | CBNK GROSS % | BHB GROSS % | CBNK FCF | BHB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $69.7M | $43.5M |
| FY 2024 | $0 | $0 | — | — | $34.9M | $45.0M |
| FY 2023 | $0 | $0 | — | — | $47.4M | $47.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBNK // BETA —
BHB // BETA —