COMP <GO>
CBFV vs FINW // REVENUE GROWTH (YOY)
CB Financial Services Inc. (NASDAQ) VS. FinWise Bancorp (NASDAQ) • 15-METRIC TALLY: CBFV 4
— FINW 3
■ METRIC PARITY
LAST: $39.67 (-1.34%) • MKT CAP: $204.3M
revenue-growth
—
LAST: $13.19 (-1.05%) • MKT CAP: $185.1M
revenue-growth
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBFV VS. FINW)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBFV | FINW | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 8.30% | -5.20 | FINW | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.40% | -15.48% | +23.88 | CBFV | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.51% | 0.00% | +2.51 | CBFV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 2/9 | +2.00 | CBFV | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.2 | 72.6 | -10.35 | FINW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 38.8x | 10.7x | +28.10 | FINW | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $204.3M | $185.1M | $19.3M | CBFV | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBFV REV | FINW REV | CBFV GROSS % | FINW GROSS % | CBFV FCF | FINW FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $17.2M | -$28.6M |
| FY 2024 | $0 | $0 | — | — | $3.4M | -$16.1M |
| FY 2023 | $0 | $0 | — | — | $14.2M | $12.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBFV // BETA —
FINW // BETA —