COMP <GO>
CASS vs V // FORWARD P/E MULTIPLE
Cass Information Systems Inc (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: CASS 3
— V 6
▲ FORWARD P/E MULTIPLE LEADER: CASS
LAST: $53.71 (-0.30%) • MKT CAP: $687.8M
forward-pe
18.2x
LAST: $410.54 (+2.48%) • MKT CAP: $733.53B
forward-pe
34.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CASS VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CASS | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.50% | 32.30% | -17.80 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.62% | 2.90% | +1.72 | CASS | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 32.50% | 50.10% | -17.60 | V | /net-margins <GO> |
| Revenue Growth (YoY) | -1.80% | 11.30% | -13.10 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.40% | 0.63% | +1.77 | CASS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 9/9 | -4.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.0 | 65.6 | -19.60 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 18.2x | 34.0x | -15.80 | CASS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $687.8M | $733.53B | -$732.85B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CASS REV | V REV | CASS GROSS % | V GROSS % | CASS FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $108.0M | $40.00B | — | — | $31.8M | $21.26B |
| FY 2024 | $109.9M | $35.93B | — | — | $30.4M | $18.33B |
| FY 2023 | $106.1M | $32.65B | — | — | $36.9M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CASS // BETA —
V // BETA 1.06