COMP <GO>
CASS vs PG // DIVIDEND YIELD & FCF PAYOUT SAFETY
Cass Information Systems Inc (NASDAQ) VS. Procter & Gamble Company (NYSE) • 15-METRIC TALLY: CASS 3
— PG 6
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: PG
LAST: $53.71 (-0.30%) • MKT CAP: $687.8M
dividend-safety
2.40%
LAST: $160.59 (+1.47%) • MKT CAP: $372.21B
dividend-safety
2.65%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CASS VS. PG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CASS | PG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 51.20% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.50% | 25.40% | -10.90 | PG | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 16.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.62% | 3.77% | +0.85 | CASS | /fcf-yield <GO> |
| Operating Margin | — | 24.30% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 32.50% | 19.00% | +13.50 | CASS | /net-margins <GO> |
| Revenue Growth (YoY) | -1.80% | 0.30% | -2.10 | PG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.40% | 2.65% | -0.25 | PG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 5.59 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | PG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 39.5 | 60.3 | -20.81 | PG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.87 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.2x | 21.7x | -3.50 | CASS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $687.8M | $372.21B | -$371.52B | PG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CASS REV | PG REV | CASS GROSS % | PG GROSS % | CASS FCF | PG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $108.0M | $84.28B | — | 51.2% | $31.8M | $14.04B |
| FY 2024 | $109.9M | $84.04B | — | 51.4% | $30.4M | $16.52B |
| FY 2023 | $106.1M | $82.01B | — | — | $36.9M | $13.16B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CASS // BETA —
PG // BETA 0.87