COMP <GO>
CASS vs HD // DIVIDEND YIELD & FCF PAYOUT SAFETY
Cass Information Systems Inc (NASDAQ) VS. Home Depot Inc. (NYSE) • 15-METRIC TALLY: CASS 3
— HD 5
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: HD
LAST: $54.09 (+2.56%) • MKT CAP: $675.4M
dividend-safety
2.40%
LAST: $341.15 (+3.63%) • MKT CAP: $328.44B
dividend-safety
2.79%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CASS VS. HD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CASS | HD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 33.30% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.50% | 32.90% | -18.40 | HD | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 13.4x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.62% | 2.72% | +1.90 | CASS | /fcf-yield <GO> |
| Operating Margin | — | 12.70% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 32.50% | 8.60% | +23.90 | CASS | /net-margins <GO> |
| Revenue Growth (YoY) | -1.80% | 3.20% | -5.00 | HD | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.40% | 2.79% | -0.39 | HD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 5.64 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.2 | 67.5 | -26.30 | HD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.88 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.2x | 21.6x | -3.40 | CASS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $675.4M | $328.44B | -$327.76B | HD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CASS REV | HD REV | CASS GROSS % | HD GROSS % | CASS FCF | HD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $108.0M | $164.68B | — | 33.3% | $31.8M | $8.91B |
| FY 2024 | $109.9M | $159.51B | — | 33.4% | $30.4M | $12.63B |
| FY 2023 | $106.1M | $152.67B | — | — | $36.9M | $14.30B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CASS // BETA —
HD // BETA 0.88