COMP <GO>
CART vs FICO // FORWARD P/E MULTIPLE
Maplebear Inc. (NASDAQ) VS. Fair Isaac Corporation (NYSE) • 15-METRIC TALLY: CART 2
— FICO 10
▲ FORWARD P/E MULTIPLE LEADER: FICO
LAST: $57.59 (+2.02%) • MKT CAP: $13.40B
forward-pe
28.2x
LAST: $724.19 (+1.82%) • MKT CAP: $15.36B
forward-pe
19.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CART VS. FICO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CART | FICO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 73.70% | 82.20% | -8.50 | FICO | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.20% | 59.60% | -42.40 | FICO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 24.2x | 19.3x | +4.90 | FICO | /valuation <GO> |
| Free Cash Flow Yield | 6.71% | 5.03% | +1.68 | CART | /fcf-yield <GO> |
| Operating Margin | 13.30% | 46.50% | -33.20 | FICO | /operating-margins <GO> |
| Net Profit Margin | 11.90% | 32.70% | -20.80 | FICO | /net-margins <GO> |
| Revenue Growth (YoY) | 10.80% | 15.90% | -5.10 | FICO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 8.52 | 8.75 | -0.23 | FICO | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.0 | 40.9 | +22.10 | CART | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 1.05 | -0.03 | FICO | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 28.2x | 19.7x | +8.50 | FICO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $13.40B | $15.36B | -$1.96B | FICO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CART REV | FICO REV | CART GROSS % | FICO GROSS % | CART FCF | FICO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.74B | $1.99B | 73.7% | 82.2% | $910.0M | $769.9M |
| FY 2024 | $3.38B | $1.72B | 75.3% | 79.7% | $623.0M | $624.1M |
| FY 2023 | $3.04B | $1.51B | — | — | $449.1M | $400.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CART // BETA 1.02
FICO // BETA 1.05