COMP <GO>
CARG vs MSFT // ALTMAN Z-SCORE & DEBT/EQUITY
CarGurus Inc. (Class A) (NASDAQ) VS. Microsoft Corporation (NASDAQ) • 15-METRIC TALLY: CARG 7
— MSFT 6
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: CARG
LAST: $32.50 (+3.77%) • MKT CAP: $2.89B
balance-sheet
9.72
LAST: $530.14 (-0.16%) • MKT CAP: $3.94T
balance-sheet
9.35
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CARG VS. MSFT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CARG | MSFT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 92.80% | 67.66% | +25.14 | CARG | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 26.54% | +58.46 | CARG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 10.8x | 19.9x | -9.13 | CARG | /valuation <GO> |
| Free Cash Flow Yield | 9.98% | 1.55% | +8.43 | CARG | /fcf-yield <GO> |
| Operating Margin | 27.00% | 47.10% | -20.10 | MSFT | /operating-margins <GO> |
| Net Profit Margin | 17.20% | 41.17% | -23.97 | MSFT | /net-margins <GO> |
| Revenue Growth (YoY) | 13.70% | 17.91% | -4.21 | MSFT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.70% | -0.70 | MSFT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 9.72 | 9.35 | +0.37 | CARG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | CARG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 5.74% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.2 | 64.8 | -9.58 | MSFT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.14 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.6x | 24.2x | -8.59 | CARG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.89B | $3.94T | -$3.93T | MSFT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CARG REV | MSFT REV | CARG GROSS % | MSFT GROSS % | CARG FCF | MSFT FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $331.84B | — | 67.9% | — | $66.99B |
| FY 2025 | $907.0M | $281.72B | 92.8% | 68.8% | $288.9M | $71.61B |
| FY 2024 | $798.0M | $245.12B | 91.2% | 69.8% | $180.3M | $74.07B |
| FY 2023 | $698.4M | $211.91B | — | 68.9% | $124.5M | $59.48B |
| FY 2022 | — | $198.27B | — | 68.4% | — | $65.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CARG // BETA —
MSFT // BETA 1.14