COMP <GO>
CARE vs CCB // EV/EBITDA & P/E VALUATION
Carter Bankshares Inc. (NASDAQ) VS. Coastal Financial Corporation (NASDAQ) • 15-METRIC TALLY: CARE 1
— CCB 4
■ METRIC PARITY
LAST: $29.89 (-1.09%) • MKT CAP: $662.5M
valuation
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LAST: $43.66 (-7.36%) • MKT CAP: $667.4M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CARE VS. CCB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CARE | CCB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.50% | 9.60% | -2.10 | CCB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.80% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 4.60% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | CARE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 34.5 | 47.7 | -13.14 | CCB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.6x | 13.2x | +6.40 | CCB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $662.5M | $667.4M | -$4.9M | CCB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CARE REV | CCB REV | CARE GROSS % | CCB GROSS % | CARE FCF | CCB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $20.3M | $0 | — | — | $31.8M | $246.1M |
| FY 2024 | $19.4M | $0 | — | — | $28.8M | $249.9M |
| FY 2023 | $17.3M | $0 | — | — | $46.7M | $191.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CARE // BETA —
CCB // BETA —