COMP <GO>
CARE vs ACNB // NET PROFIT MARGIN
Carter Bankshares Inc. (NASDAQ) VS. ACNB Corporation (NASDAQ) • 15-METRIC TALLY: CARE 1
— ACNB 7
▲ NET PROFIT MARGIN LEADER: CARE
LAST: $29.89 (-1.09%) • MKT CAP: $662.5M
net-margins
68.00%
LAST: $65.59 (+0.72%) • MKT CAP: $667.0M
net-margins
19.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CARE VS. ACNB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CARE | ACNB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.50% | 8.80% | -1.30 | ACNB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.80% | 7.88% | -3.08 | ACNB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 68.00% | 19.30% | +48.70 | CARE | /net-margins <GO> |
| Revenue Growth (YoY) | 4.60% | 45.10% | -40.50 | ACNB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.16% | -2.16 | ACNB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 6/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 34.5 | 61.0 | -26.47 | ACNB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.6x | 15.1x | +4.50 | ACNB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $662.5M | $667.0M | -$4.6M | ACNB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CARE REV | ACNB REV | CARE GROSS % | ACNB GROSS % | CARE FCF | ACNB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $20.3M | $191.8M | — | — | $31.8M | $52.6M |
| FY 2024 | $19.4M | $132.2M | — | — | $28.8M | $38.8M |
| FY 2023 | $17.3M | $115.1M | — | — | $46.7M | $40.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CARE // BETA —
ACNB // BETA —