COMP <GO>
CACC vs FIGR // FREE CASH FLOW YIELD
Credit Acceptance Corporation (NASDAQ) VS. Figure Technology Solutions Inc. (NASDAQ) • 15-METRIC TALLY: CACC 3
— FIGR 6
▲ FREE CASH FLOW YIELD LEADER: CACC
LAST: $484.76 (+4.27%) • MKT CAP: $4.71B
fcf-yield
17.62%
LAST: $21.79 (+0.97%) • MKT CAP: $4.84B
fcf-yield
0.75%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CACC VS. FIGR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CACC | FIGR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.00% | 21.90% | -21.90 | FIGR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 31.6x | +63.40 | FIGR | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 17.62% | 0.75% | +16.87 | CACC | /fcf-yield <GO> |
| Operating Margin | 0.00% | 23.20% | -23.20 | FIGR | /operating-margins <GO> |
| Net Profit Margin | 0.00% | 26.40% | -26.40 | FIGR | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 48.70% | -41.50 | FIGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 39.3 | 34.7 | +4.60 | CACC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 1.00 | +0.02 | CACC | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 33.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.71B | $4.84B | -$129.3M | FIGR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CACC REV | FIGR REV | CACC GROSS % | FIGR GROSS % | CACC FCF | FIGR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.32B | $506.9M | — | — | $1.05B | $39.8M |
| FY 2024 | $2.16B | $340.9M | — | — | $1.14B | -$142.4M |
| FY 2023 | $1.90B | $209.5M | — | — | $1.12B | -$42.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CACC // BETA 1.02
FIGR // BETA 1.00