COMP <GO>
CAC vs HAFC // EV/EBITDA & P/E VALUATION
Camden National Corporation (NASDAQ) VS. Hanmi Financial Corporation (NASDAQ) • 15-METRIC TALLY: CAC 4
— HAFC 5
■ METRIC PARITY
LAST: $58.54 (+0.43%) • MKT CAP: $989.2M
valuation
—
LAST: $33.13 (+1.32%) • MKT CAP: $982.3M
valuation
12.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CAC VS. HAFC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CAC | HAFC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.40% | 7.50% | +1.90 | CAC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 12.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.88% | 20.97% | -15.09 | HAFC | /fcf-yield <GO> |
| Operating Margin | — | 28.20% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 28.20% | +39.80 | CAC | /net-margins <GO> |
| Revenue Growth (YoY) | 17.00% | 15.30% | +1.70 | CAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.88% | 3.32% | -0.44 | HAFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | HAFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.6 | 59.3 | -7.66 | HAFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.8x | 10.8x | +2.00 | HAFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $989.2M | $982.3M | $6.9M | CAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CAC REV | HAFC REV | CAC GROSS % | HAFC GROSS % | CAC FCF | HAFC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $41.7M | $270.2M | — | — | $58.2M | $206.0M |
| FY 2024 | $35.7M | $234.4M | — | — | $55.4M | $52.6M |
| FY 2023 | $33.6M | $255.4M | — | — | $67.5M | $109.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CAC // BETA —
HAFC // BETA —