COMP <GO>
C vs MS // DIVIDEND YIELD & FCF PAYOUT SAFETY
Citigroup Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: C 3
— MS 8
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: C
LAST: $125.76 (+1.33%) • MKT CAP: $210.95B
dividend-safety
2.55%
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
dividend-safety
2.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (C VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | C | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.50% | 3.00% | -1.50 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | 39.9x | 31.0x | +8.90 | MS | /valuation <GO> |
| Free Cash Flow Yield | -18.00% | -7.25% | -10.75 | MS | /fcf-yield <GO> |
| Operating Margin | 20.50% | 24.60% | -4.10 | MS | /operating-margins <GO> |
| Net Profit Margin | 16.80% | 20.20% | -3.40 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 5.60% | 5.50% | +0.10 | C | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.55% | 2.21% | +0.34 | C | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.5 | 51.0 | -1.50 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 1.04 | -0.11 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.7x | 16.5x | -2.80 | C | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $210.95B | $298.41B | -$87.45B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | C REV | MS REV | C GROSS % | MS GROSS % | C FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $85.22B | $0 | — | — | -$74.15B | -$17.89B |
| FY 2024 | $80.72B | $0 | — | — | -$26.17B | $1.36B |
| FY 2023 | $78.07B | $0 | — | — | -$76.93B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
C // BETA 0.93
MS // BETA 1.04