COMP <GO>
BWIN vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY
The Baldwin Insurance Group Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: BWIN 2
— V 10
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: V
LAST: $31.92 (-0.03%) • MKT CAP: $4.45B
dividend-safety
0.00%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
dividend-safety
0.63%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BWIN VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BWIN | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.60% | 32.30% | -28.70 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 41.8x | 28.9x | +12.90 | V | /valuation <GO> |
| Free Cash Flow Yield | -2.18% | 2.90% | -5.08 | V | /fcf-yield <GO> |
| Operating Margin | 4.90% | 60.00% | -55.10 | V | /operating-margins <GO> |
| Net Profit Margin | -3.60% | 50.10% | -53.70 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 8.50% | 11.30% | -2.80 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 9/9 | -5.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.1 | 67.7 | -11.60 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 1.06 | +0.06 | BWIN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.0x | 34.0x | -5.00 | BWIN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.45B | $738.98B | -$734.53B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BWIN REV | V REV | BWIN GROSS % | V GROSS % | BWIN FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.49B | $40.00B | — | — | -$96.6M | $21.26B |
| FY 2024 | $1.38B | $35.93B | — | — | -$10.5M | $18.33B |
| FY 2023 | $1.21B | $32.65B | — | — | -$54.5M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BWIN // BETA 1.12
V // BETA 1.06