COMP <GO>
BWIN vs NP // FORWARD P/E MULTIPLE
The Baldwin Insurance Group Inc. (NASDAQ) VS. Neptune Insurance Holdings Inc. (Class A) (NYSE) • 15-METRIC TALLY: BWIN 4
— NP 6
▲ FORWARD P/E MULTIPLE LEADER: BWIN
LAST: $31.83 (-0.38%) • MKT CAP: $4.44B
forward-pe
29.0x
LAST: $28.81 (-2.27%) • MKT CAP: $3.98B
forward-pe
89.4x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BWIN VS. NP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BWIN | NP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.60% | 28.20% | -24.60 | NP | /roic <GO> |
| EV/EBITDA & P/E Valuation | 41.8x | 56.0x | -14.20 | BWIN | /valuation <GO> |
| Free Cash Flow Yield | -2.18% | 1.30% | -3.48 | NP | /fcf-yield <GO> |
| Operating Margin | 4.90% | 44.50% | -39.60 | NP | /operating-margins <GO> |
| Net Profit Margin | -3.60% | 23.40% | -27.00 | NP | /net-margins <GO> |
| Revenue Growth (YoY) | 8.50% | 33.70% | -25.20 | NP | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | NP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.9 | 51.4 | +1.50 | BWIN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 29.0x | 89.4x | -60.40 | BWIN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.44B | $3.98B | $459.5M | BWIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BWIN REV | NP REV | BWIN GROSS % | NP GROSS % | BWIN FCF | NP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.49B | $159.6M | — | — | -$96.6M | $51.7M |
| FY 2024 | $1.38B | $119.3M | — | — | -$10.5M | $49.9M |
| FY 2023 | $1.21B | $84.9M | — | — | -$54.5M | $18.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BWIN // BETA 1.12
NP // BETA —