COMP <GO>
BWIN vs CRVL // 10Y YIELD & FRED MACRO BETA
The Baldwin Insurance Group Inc. (NASDAQ) VS. CorVel Corp. (NASDAQ) • 15-METRIC TALLY: BWIN 3
— CRVL 5
■ METRIC PARITY
LAST: $31.93 (+0.31%) • MKT CAP: $4.44B
macro-sensitivity
1.12
LAST: $82.22 (+0.04%) • MKT CAP: $4.15B
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BWIN VS. CRVL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BWIN | CRVL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.60% | 29.40% | -25.80 | CRVL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 41.8x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -2.18% | 2.66% | -4.84 | CRVL | /fcf-yield <GO> |
| Operating Margin | 4.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -3.60% | 11.50% | -15.10 | CRVL | /net-margins <GO> |
| Revenue Growth (YoY) | 8.50% | 7.00% | +1.50 | BWIN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | CRVL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.9 | 65.5 | -12.60 | CRVL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.12 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.0x | 35.0x | -6.00 | BWIN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.44B | $4.15B | $288.3M | BWIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BWIN REV | CRVL REV | BWIN GROSS % | CRVL GROSS % | BWIN FCF | CRVL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.49B | $958.5M | — | — | -$96.6M | $110.3M |
| FY 2024 | $1.38B | $895.6M | — | — | -$10.5M | $91.6M |
| FY 2023 | $1.21B | $795.3M | — | — | -$54.5M | $99.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BWIN // BETA 1.12
CRVL // BETA —