COMP <GO>
BWFG vs BSRR // DIVIDEND YIELD & FCF PAYOUT SAFETY
Bankwell Financial Group Inc. (NASDAQ) VS. Sierra Bancorp (NASDAQ) • 15-METRIC TALLY: BWFG 3
— BSRR 4
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: BSRR
LAST: $69.65 (+4.13%) • MKT CAP: $555.2M
dividend-safety
1.13%
LAST: $42.43 (+0.21%) • MKT CAP: $550.2M
dividend-safety
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BWFG VS. BSRR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BWFG | BSRR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.70% | 11.60% | +0.10 | BWFG | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.89% | 5.85% | -0.96 | BSRR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 44.00% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 1.13% | 2.50% | -1.37 | BSRR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | BWFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.2 | 64.0 | -0.80 | BSRR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.3x | 12.1x | +1.20 | BSRR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $555.2M | $550.2M | $5.1M | BWFG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BWFG REV | BSRR REV | BWFG GROSS % | BSRR GROSS % | BWFG FCF | BSRR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.8M | $0 | — | — | $27.1M | $32.2M |
| FY 2024 | $2.0M | $0 | — | — | $29.3M | $56.0M |
| FY 2023 | $1.6M | $0 | — | — | $31.9M | $53.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BWFG // BETA —
BSRR // BETA —