COMP <GO>
BVFL vs FNWD // ENTERPRISE SCALE & MARKET CAP
BV Financial Inc. (NASDAQ) VS. Finward Bancorp (NASDAQ) • 15-METRIC TALLY: BVFL 4
— FNWD 3
▲ ENTERPRISE SCALE & MARKET CAP LEADER: FNWD
LAST: $22.33 (+1.00%) • MKT CAP: $189.1M
market-cap
$189.1M
LAST: $43.90 (+0.48%) • MKT CAP: $190.2M
market-cap
$190.2M
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BVFL VS. FNWD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BVFL | FNWD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 4.60% | +2.70 | BVFL | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.93% | 4.76% | +5.17 | BVFL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.82% | -0.82 | FNWD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | BVFL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.1 | 60.7 | -2.60 | FNWD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.0x | 21.9x | -8.90 | BVFL | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $189.1M | $190.2M | -$1.1M | FNWD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BVFL REV | FNWD REV | BVFL GROSS % | FNWD GROSS % | BVFL FCF | FNWD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $18.8M | $9.0M |
| FY 2024 | $0 | $0 | — | — | $15.5M | $6.7M |
| FY 2023 | $0 | $0 | — | — | $15.2M | $24.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BVFL // BETA —
FNWD // BETA —