COMP <GO>
BSRR vs BWFG // PIOTROSKI F-SCORE QUALITY
Sierra Bancorp (NASDAQ) VS. Bankwell Financial Group Inc. (NASDAQ) • 15-METRIC TALLY: BSRR 3
— BWFG 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: BWFG
LAST: $42.43 (+0.21%) • MKT CAP: $550.2M
piotroski-score
4/9
LAST: $69.65 (+4.13%) • MKT CAP: $555.2M
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BSRR VS. BWFG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BSRR | BWFG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.60% | 11.70% | -0.10 | BWFG | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.85% | 4.89% | +0.96 | BSRR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 44.00% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.50% | 1.13% | +1.37 | BSRR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 4/9 | 5/9 | -1.00 | BWFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.8 | 73.9 | -13.09 | BWFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 13.3x | -1.20 | BSRR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $550.2M | $555.2M | -$5.1M | BWFG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BSRR REV | BWFG REV | BSRR GROSS % | BWFG GROSS % | BSRR FCF | BWFG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $2.8M | — | — | $32.2M | $27.1M |
| FY 2024 | $0 | $2.0M | — | — | $56.0M | $29.3M |
| FY 2023 | $0 | $1.6M | — | — | $53.2M | $31.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BSRR // BETA —
BWFG // BETA —