COMP <GO>
BRBS vs CFFI // 10Y YIELD & FRED MACRO BETA
Blue Ridge Bankshares Inc. (NYSE) VS. C&F Financial Corporation (NASDAQ) • 15-METRIC TALLY: BRBS 1
— CFFI 5
■ METRIC PARITY
LAST: $4.03 (+1.77%) • MKT CAP: $361.4M
macro-sensitivity
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LAST: $111.25 (+1.39%) • MKT CAP: $361.8M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BRBS VS. CFFI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BRBS | CFFI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.30% | 10.30% | -7.00 | CFFI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.31% | 6.13% | -2.82 | CFFI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 19.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 10.60% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 6.25% | 1.65% | +4.60 | BRBS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.3 | 68.5 | -20.22 | CFFI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 31.4x | 12.6x | +18.80 | CFFI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $361.4M | $361.8M | -$304.5K | CFFI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BRBS REV | CFFI REV | BRBS GROSS % | CFFI GROSS % | BRBS FCF | CFFI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $140.8M | — | — | $11.9M | $22.2M |
| FY 2024 | $0 | $127.3M | — | — | -$6.9M | $33.3M |
| FY 2023 | $0 | $127.3M | — | — | $44.1M | $38.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BRBS // BETA —
CFFI // BETA —