COMP <GO>
BLNE vs PTIV // ALTMAN Z-SCORE & DEBT/EQUITY
Beeline Holdings Inc. (NASDAQ) VS. Pineapple Financial Inc. (NYSE) • 15-METRIC TALLY: BLNE 2
— PTIV 2
■ METRIC PARITY
LAST: $0.67 (-5.13%) • MKT CAP: $22.0M
balance-sheet
—
LAST: $0.88 (-8.58%) • MKT CAP: $22.1M
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BLNE VS. PTIV)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BLNE | PTIV | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -30.50% | -35.00% | +4.50 | BLNE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -4.28% | — | TIE | /fcf-yield <GO> |
| Operating Margin | -60.00% | -60.00% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin | -60.00% | -60.00% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 180.00% | 11.10% | +168.90 | BLNE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 3/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.3 | 38.2 | -0.97 | PTIV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $22.0M | $22.1M | -$92.7K | PTIV | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BLNE REV | PTIV REV | BLNE GROSS % | PTIV GROSS % | BLNE FCF | PTIV FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $7.8M | $3.0M | — | — | -$21.5M | -$946.8K |
| FY 2024 | $1.1M | $2.7M | — | — | -$3.2M | -$1.7M |
| FY 2023 | $10.5M | $2.5M | — | — | -$1.8M | -$2.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BLNE // BETA —
PTIV // BETA —