COMP <GO>
BHRB vs HBT // GROSS PROFIT MARGIN
Burke & Herbert Financial Services Corp. (NASDAQ) VS. HBT Financial Inc. (NASDAQ) • 15-METRIC TALLY: BHRB 5
— HBT 2
■ METRIC PARITY
LAST: $70.60 (-2.01%) • MKT CAP: $1.45B
gross-margins
—
LAST: $36.99 (-1.39%) • MKT CAP: $1.36B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BHRB VS. HBT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BHRB | HBT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.70% | 12.50% | +1.20 | BHRB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.71% | 6.36% | +0.35 | BHRB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.36% | 1.99% | +0.37 | BHRB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | HBT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.5 | 62.0 | -2.50 | HBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 16.2x | -4.90 | BHRB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.45B | $1.36B | $90.4M | BHRB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BHRB REV | HBT REV | BHRB GROSS % | HBT GROSS % | BHRB FCF | HBT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.33B | $2.13B | — | — | $96.2M | $85.1M |
| FY 2024 | $3.28B | $2.11B | — | — | $81.2M | $89.4M |
| FY 2023 | $256.1M | $296.3M | — | — | $42.5M | $65.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BHRB // BETA —
HBT // BETA —