COMP <GO>
BHF vs CIA // FREE CASH FLOW YIELD
Brighthouse Financial Inc. (NASDAQ) VS. Citizens Inc. ($1.00 Par) (Class A) (NYSE) • 15-METRIC TALLY: BHF 4
— CIA 1
▲ FREE CASH FLOW YIELD LEADER: BHF
LAST: $42.98 (-1.89%) • MKT CAP: $2.47B
fcf-yield
10.48%
LAST: $3.86 (+1.58%) • MKT CAP: $195.5M
fcf-yield
8.97%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BHF VS. CIA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BHF | CIA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.90% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 10.48% | 8.97% | +1.51 | BHF | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 4.90% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 43.20% | 4.30% | +38.90 | BHF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 3/9 | +2.00 | BHF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 26.5 | 50.1 | -23.66 | CIA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.47B | $195.5M | $2.28B | BHF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BHF REV | CIA REV | BHF GROSS % | CIA GROSS % | BHF FCF | CIA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.77B | $255.6M | — | — | $259.0M | $17.5M |
| FY 2024 | $4.72B | $245.0M | — | — | -$290.0M | $31.3M |
| FY 2023 | $4.12B | $240.7M | — | — | -$137.0M | $22.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BHF // BETA —
CIA // BETA —