COMP <GO>
BFS vs V // ALTMAN Z-SCORE & DEBT/EQUITY
Saul Centers Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: BFS 6
— V 5
■ METRIC PARITY
LAST: $28.67 (-1.81%) • MKT CAP: $721.7M
balance-sheet
—
LAST: $420.42 (-1.20%) • MKT CAP: $760.28B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BFS VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BFS | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 51.60% | 32.30% | +19.30 | BFS | /roic <GO> |
| EV/EBITDA & P/E Valuation | 3.7x | 28.9x | -25.20 | BFS | /valuation <GO> |
| Free Cash Flow Yield | 13.75% | 2.90% | +10.85 | BFS | /fcf-yield <GO> |
| Operating Margin | 67.40% | 60.00% | +7.40 | BFS | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 50.10% | -37.20 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 7.80% | 11.30% | -3.50 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 7.87% | 0.63% | +7.24 | BFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.9 | 74.2 | -30.30 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 34.0x | -16.00 | BFS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $721.7M | $760.28B | -$759.56B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BFS REV | V REV | BFS GROSS % | V GROSS % | BFS FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $289.8M | $40.00B | — | — | $99.8M | $21.26B |
| FY 2024 | $268.8M | $35.93B | — | — | $121.2M | $18.33B |
| FY 2023 | $257.2M | $32.65B | — | — | $117.7M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BFS // BETA —
V // BETA 1.06