COMP <GO>
BCML vs COSO // FREE CASH FLOW YIELD
BayCom Corp (NASDAQ) VS. CoastalSouth Bancshares Inc. (NYSE) • 15-METRIC TALLY: BCML 2
— COSO 5
▲ FREE CASH FLOW YIELD LEADER: COSO
LAST: $30.82 (+0.95%) • MKT CAP: $336.6M
fcf-yield
8.94%
LAST: $27.98 (+0.50%) • MKT CAP: $328.3M
fcf-yield
18.67%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BCML VS. COSO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BCML | COSO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.10% | 9.60% | -2.50 | COSO | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.94% | 18.67% | -9.73 | COSO | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 6.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.96% | 0.00% | +1.96 | BCML | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | COSO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.1 | 61.1 | -10.98 | COSO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.1x | 12.3x | +0.80 | COSO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $336.6M | $328.3M | $8.2M | BCML | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BCML REV | COSO REV | BCML GROSS % | COSO GROSS % | BCML FCF | COSO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $2.0M | — | — | $30.1M | $61.3M |
| FY 2024 | $0 | $1.9M | — | — | $28.7M | -$14.1M |
| FY 2023 | $0 | — | — | — | $30.8M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BCML // BETA —
COSO // BETA —