COMP <GO>
BCBP vs WSBF // PIOTROSKI F-SCORE QUALITY
BCB Bancorp Inc. (NJ) (NASDAQ) VS. Waterstone Financial Inc. (MD) (NASDAQ) • 15-METRIC TALLY: BCBP 3
— WSBF 3
▲ PIOTROSKI F-SCORE QUALITY LEADER: WSBF
LAST: $8.86 (+2.90%) • MKT CAP: $264.8M
piotroski-score
3/9
LAST: $19.55 (-1.41%) • MKT CAP: $356.5M
piotroski-score
4/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BCBP VS. WSBF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BCBP | WSBF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -4.10% | 7.60% | -11.70 | WSBF | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 13.17% | 6.46% | +6.71 | BCBP | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.01% | 3.02% | +0.99 | BCBP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 3/9 | 4/9 | -1.00 | WSBF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.6 | 47.4 | +6.20 | BCBP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 12.6x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $264.8M | $356.5M | -$91.7M | WSBF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BCBP REV | WSBF REV | BCBP GROSS % | WSBF GROSS % | BCBP FCF | WSBF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $34.9M | $23.0M |
| FY 2024 | $0 | $0 | — | — | $66.5M | $47.0M |
| FY 2023 | $0 | $0 | — | — | $35.2M | -$27.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BCBP // BETA —
WSBF // BETA —