COMP <GO>
BCAL vs CBNK // FREE CASH FLOW YIELD
California BanCorp (NASDAQ) VS. Capital Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: BCAL 2
— CBNK 5
▲ FREE CASH FLOW YIELD LEADER: CBNK
LAST: $21.44 (-0.46%) • MKT CAP: $689.3M
fcf-yield
8.26%
LAST: $41.97 (+1.16%) • MKT CAP: $683.7M
fcf-yield
10.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BCAL VS. CBNK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BCAL | CBNK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.90% | 14.20% | -3.30 | CBNK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.26% | 10.20% | -1.94 | CBNK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.47% | 1.07% | -0.60 | CBNK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | CBNK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.0 | 69.2 | -23.22 | CBNK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.1x | 11.2x | -1.10 | BCAL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $689.3M | $683.7M | $5.6M | BCAL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BCAL REV | CBNK REV | BCAL GROSS % | CBNK GROSS % | BCAL FCF | CBNK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $56.9M | $69.7M |
| FY 2024 | $0 | $0 | — | — | $49.7M | $34.9M |
| FY 2023 | $0 | $0 | — | — | $33.1M | $47.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BCAL // BETA —
CBNK // BETA —