COMP <GO>
BANR vs MBIN // PIOTROSKI F-SCORE QUALITY
Banner Corporation (NASDAQ) VS. Merchants Bancorp (NASDAQ) • 15-METRIC TALLY: BANR 4
— MBIN 2
▲ PIOTROSKI F-SCORE QUALITY LEADER: BANR
LAST: $69.21 (-0.16%) • MKT CAP: $2.54B
piotroski-score
5/9
LAST: $52.09 (+0.17%) • MKT CAP: $2.39B
piotroski-score
1/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BANR VS. MBIN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BANR | MBIN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.80% | 9.60% | -5.80 | MBIN | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.2x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.76% | -15.16% | +24.92 | BANR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.66% | 2.49% | +0.17 | BANR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 5/9 | 1/9 | +4.00 | BANR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.3 | 61.5 | -7.20 | MBIN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.1x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.54B | $2.39B | $151.1M | BANR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BANR REV | MBIN REV | BANR GROSS % | MBIN GROSS % | BANR FCF | MBIN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $247.9M | -$362.2M |
| FY 2024 | $0 | $0 | — | — | $279.4M | -$853.7M |
| FY 2023 | $0 | $0 | — | — | $257.2M | -$356.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BANR // BETA —
MBIN // BETA —