COMP <GO>
BANF vs NIC // OPERATING MARGIN
BancFirst Corporation (NASDAQ) VS. Nicolet Bankshares Inc. (NYSE) • 15-METRIC TALLY: BANF 5
— NIC 1
■ METRIC PARITY
LAST: $111.44 (+0.68%) • MKT CAP: $3.74B
operating-margins
—
LAST: $172.52 (+0.89%) • MKT CAP: $3.62B
operating-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BANF VS. NIC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BANF | NIC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.00% | 12.00% | +1.00 | BANF | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.33% | 4.13% | +2.20 | BANF | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.66% | 0.52% | +1.14 | BANF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.5 | 59.4 | -5.88 | NIC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.5x | 22.3x | -7.80 | BANF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.74B | $3.62B | $128.7M | BANF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BANF REV | NIC REV | BANF GROSS % | NIC GROSS % | BANF FCF | NIC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $237.0M | $149.4M |
| FY 2024 | $0 | $0 | — | — | $224.5M | $116.8M |
| FY 2023 | $0 | $0 | — | — | $233.0M | $108.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BANF // BETA —
NIC // BETA —