COMP <GO>
BAFN vs MNSB // 10Y YIELD & FRED MACRO BETA
BayFirst Financial Corp. (NASDAQ) VS. MainStreet Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: BAFN 2
— MNSB 3
■ METRIC PARITY
LAST: $5.80 (-6.00%) • MKT CAP: $166.4M
macro-sensitivity
—
LAST: $21.30 (-0.88%) • MKT CAP: $153.0M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BAFN VS. MNSB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BAFN | MNSB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -30.10% | 7.10% | -37.20 | MNSB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 6.95% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 9.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.40% | 1.99% | -1.59 | MNSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 5/9 | -2.00 | MNSB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.0 | 27.0 | +13.99 | BAFN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 9.1x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $166.4M | $153.0M | $13.3M | BAFN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BAFN REV | MNSB REV | BAFN GROSS % | MNSB GROSS % | BAFN FCF | MNSB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $2.2M | — | — | $288.5M | $10.6M |
| FY 2024 | $0 | $2.0M | — | — | $391.7M | $13.8M |
| FY 2023 | $0 | $2.1M | — | — | $454.8M | $31.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BAFN // BETA —
MNSB // BETA —