COMP <GO>
BAFN vs EBMT // FORWARD P/E MULTIPLE
BayFirst Financial Corp. (NASDAQ) VS. Eagle Bancorp Montana Inc. (NASDAQ) • 15-METRIC TALLY: BAFN 0
— EBMT 5
■ METRIC PARITY
LAST: $5.80 (-6.00%) • MKT CAP: $166.4M
forward-pe
—
LAST: $21.21 (-0.70%) • MKT CAP: $170.1M
forward-pe
10.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BAFN VS. EBMT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BAFN | EBMT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -30.10% | 7.70% | -37.80 | EBMT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 16.66% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.40% | 2.69% | -2.29 | EBMT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 5/9 | -2.00 | EBMT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.0 | 48.2 | -7.22 | EBMT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | — | 10.7x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $166.4M | $170.1M | -$3.8M | EBMT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BAFN REV | EBMT REV | BAFN GROSS % | EBMT GROSS % | BAFN FCF | EBMT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $288.5M | $28.3M |
| FY 2024 | $0 | $0 | — | — | $391.7M | $14.5M |
| FY 2023 | $0 | $0 | — | — | $454.8M | $9.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BAFN // BETA —
EBMT // BETA —