COMP <GO>
AXP vs MCO // ALTMAN Z-SCORE & DEBT/EQUITY
American Express Company (NYSE) VS. Moody's Corporation (NYSE) • 15-METRIC TALLY: AXP 7
— MCO 4
■ METRIC PARITY
LAST: $323.71 (+1.82%) • MKT CAP: $217.06B
balance-sheet
—
LAST: $488.83 (+2.42%) • MKT CAP: $84.27B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AXP VS. MCO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AXP | MCO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.50% | 30.60% | -21.10 | MCO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 19.2x | 24.5x | -5.30 | AXP | /valuation <GO> |
| Free Cash Flow Yield | 7.37% | 3.06% | +4.31 | AXP | /fcf-yield <GO> |
| Operating Margin | 32.00% | 43.40% | -11.40 | MCO | /operating-margins <GO> |
| Net Profit Margin | 26.20% | 31.90% | -5.70 | MCO | /net-margins <GO> |
| Revenue Growth (YoY) | 6.40% | 8.90% | -2.50 | MCO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.05% | 0.83% | +0.22 | AXP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.0 | 57.2 | +0.80 | AXP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.95 | 0.91 | +0.04 | AXP | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.6x | 31.9x | -13.30 | AXP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $217.06B | $84.27B | $132.79B | AXP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AXP REV | MCO REV | AXP GROSS % | MCO GROSS % | AXP FCF | MCO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $41.30B | $7.72B | — | 74.4% | $16.00B | $2.58B |
| FY 2024 | $38.83B | $7.09B | — | 72.6% | $12.14B | $2.52B |
| FY 2023 | $37.22B | $5.92B | — | — | $16.88B | $1.88B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AXP // BETA 0.95
MCO // BETA 0.91