COMP <GO>
AUB vs JPM // ALTMAN Z-SCORE & DEBT/EQUITY
Atlantic Union Bankshares Corporation (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: AUB 4
— JPM 8
■ METRIC PARITY
LAST: $39.73 (+1.20%) • MKT CAP: $5.58B
balance-sheet
—
LAST: $343.58 (+1.26%) • MKT CAP: $913.30B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AUB VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AUB | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.50% | 17.37% | -15.87 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 46.5x | 9.7x | +36.83 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | -18.14% | +40.14 | AUB | /fcf-yield <GO> |
| Operating Margin | 21.40% | 42.07% | -20.67 | JPM | /operating-margins <GO> |
| Net Profit Margin | 17.50% | 32.63% | -15.13 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 13.53% | -5.83 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.96% | -1.96 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | AUB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.84% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.1 | 55.1 | +2.00 | AUB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 1.00 | +0.10 | AUB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.0x | 13.6x | +5.43 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.58B | $913.30B | -$907.72B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AUB REV | JPM REV | AUB GROSS % | JPM GROSS % | AUB FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $182.45B | — | — | $2.24B | -$147.78B |
| FY 2024 | $0 | $177.56B | — | — | $308.5M | -$42.01B |
| FY 2023 | $0 | $158.10B | — | — | $278.0M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AUB // BETA 1.10
JPM // BETA 1.00