COMP <GO>
ASRV vs BAC // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
AmeriServ Financial Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ASRV 5
— BAC 4
■ METRIC PARITY
LAST: $4.63 (-5.12%) • MKT CAP: $83.4M
options-implied-move
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LAST: $49.57 (-0.88%) • MKT CAP: $349.71B
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ASRV VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ASRV | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.70% | 2.50% | +2.20 | ASRV | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.81% | 2.10% | +1.71 | ASRV | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 38.30% | 27.00% | +11.30 | ASRV | /net-margins <GO> |
| Revenue Growth (YoY) | -6.30% | 6.80% | -13.10 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.37% | 0.00% | +2.37 | ASRV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.0 | 32.7 | +26.30 | ASRV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.9x | 10.9x | +3.00 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $83.4M | $349.71B | -$349.62B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ASRV REV | BAC REV | ASRV GROSS % | BAC GROSS % | ASRV FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $14.6M | $113.10B | — | — | $3.2M | $7.52B |
| FY 2024 | $15.6M | $105.86B | — | — | $2.7M | -$13.57B |
| FY 2023 | $14.5M | $102.77B | — | — | $6.3M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ASRV // BETA —
BAC // BETA 0.90