COMP <GO>
ASIC vs UVE // PIOTROSKI F-SCORE QUALITY
Ategrity Specialty Insurance Company Holdings (NYSE) VS. UNIVERSAL INSURANCE HOLDINGS INC (NYSE) • 15-METRIC TALLY: ASIC 2
— UVE 5
■ METRIC PARITY
LAST: $24.40 (+5.08%) • MKT CAP: $1.17B
piotroski-score
6/9
LAST: $47.56 (+3.44%) • MKT CAP: $1.32B
piotroski-score
6/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ASIC VS. UVE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ASIC | UVE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.00% | 33.20% | -21.20 | UVE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.03% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 17.40% | 11.40% | +6.00 | ASIC | /net-margins <GO> |
| Revenue Growth (YoY) | 23.40% | 5.50% | +17.90 | ASIC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.67% | -1.67 | UVE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 6/9 | 6/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 40.0 | 62.1 | -22.10 | UVE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.3x | 6.7x | +6.60 | UVE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.17B | $1.32B | -$154.2M | UVE | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ASIC REV | UVE REV | ASIC GROSS % | UVE GROSS % | ASIC FCF | UVE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $424.3M | $1.60B | — | — | $140.7M | $377.1M |
| FY 2024 | $343.8M | $1.52B | — | — | $125.4M | $130.0M |
| FY 2023 | — | $1.39B | — | — | — | $71.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ASIC // BETA —
UVE // BETA —