COMP <GO>
AROW vs SHBI // RETURN ON INVESTED CAPITAL (ROIC)
Arrow Financial Corporation (NASDAQ) VS. Shore Bancshares Inc (NASDAQ) • 15-METRIC TALLY: AROW 2
— SHBI 5
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: AROW
LAST: $38.67 (+1.67%) • MKT CAP: $716.2M
roic
10.20%
LAST: $22.69 (+0.62%) • MKT CAP: $757.2M
roic
10.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AROW VS. SHBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AROW | SHBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 10.20% | 10.10% | +0.10 | AROW | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.05% | 7.82% | -2.77 | SHBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | -0.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.13% | -2.13 | SHBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | SHBI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.2 | 43.2 | +13.03 | AROW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.2x | 11.8x | +3.40 | SHBI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $716.2M | $757.2M | -$41.0M | SHBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AROW REV | SHBI REV | AROW GROSS % | SHBI GROSS % | AROW FCF | SHBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $20.9M | — | — | $36.2M | $59.2M |
| FY 2024 | $0 | $20.9M | — | — | $28.9M | $41.7M |
| FY 2023 | $0 | $18.3M | — | — | $20.6M | $22.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AROW // BETA —
SHBI // BETA —