ROARABLE // PRO
GLOBAL DESKS // NYC --:--:-- NYSE
US TAPE
ROAR ▸
COMP <GO>

AROW vs MSBI // RSI-14 & 200D SMA MOMENTUM

Arrow Financial Corporation (NASDAQ) VS. Midland States Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: AROW 4 — MSBI 2
▲ RSI-14 & 200D SMA MOMENTUM LEADER: AROW
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AROW VS. MSBI) EMERALD CELL = QUANTITATIVE EDGE
INSTITUTIONAL METRIC AROW MSBI SPREAD (A - B) ADVANTAGE DEDICATED URL
Gross Profit Margin — — — TIE /gross-margins <GO>
Return on Invested Capital (ROIC) 10.20% -22.00% +32.20 AROW /roic <GO>
EV/EBITDA & P/E Valuation — — — TIE /valuation <GO>
Free Cash Flow Yield 5.05% 17.14% -12.09 MSBI /fcf-yield <GO>
Operating Margin — — — TIE /operating-margins <GO>
Net Profit Margin — — — TIE /net-margins <GO>
Revenue Growth (YoY) — — — TIE /revenue-growth <GO>
Dividend Yield & FCF Payout Safety 0.00% 3.94% -3.94 MSBI /dividend-safety <GO>
Altman Z-Score & Debt/Equity — — — TIE /balance-sheet <GO>
Piotroski F-Score Quality 4/9 3/9 +1.00 AROW /piotroski-score <GO>
Options Implied Move & Put/Call Skew — — — TIE /options-implied-move <GO>
RSI-14 & 200D SMA Momentum ACTIVE 58.9 57.0 +1.90 AROW /rsi-technicals <GO>
10Y Yield & FRED Macro Beta — — — TIE /macro-sensitivity <GO>
Forward P/E Multiple 15.2x — — TIE /forward-pe <GO>
Enterprise Scale & Market Cap $716.2M $702.0M $14.2M AROW /market-cap <GO>
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
FISCAL YEAR AROW REV MSBI REV AROW GROSS % MSBI GROSS % AROW FCF MSBI FCF
FY 2025 $0 $0 — — $36.2M $120.3M
FY 2024 $0 $0 — — $28.9M $169.6M
FY 2023 $0 $0 — — $20.6M $153.4M
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AROW // BETA —
MSBI // BETA —