COMP <GO>

AOMR vs V // 10Y YIELD & FRED MACRO BETA

Angel Oak Mortgage REIT Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: AOMR 1 — V 5

■ METRIC PARITY

LAST: $7.15 (+1.85%) • MKT CAP: $166.0M

macro-sensitivity

—

LAST: $425.51 (+2.88%) • MKT CAP: $760.28B

macro-sensitivity

1.06

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AOMR VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	AOMR	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	16.50%	32.30%	-15.80	V	/roic <GO>
EV/EBITDA & P/E Valuation	—	28.9x	—	TIE	/valuation <GO>
Free Cash Flow Yield	—	2.90%	—	TIE	/fcf-yield <GO>
Operating Margin	—	60.00%	—	TIE	/operating-margins <GO>
Net Profit Margin	—	50.10%	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	11.30%	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.63%	-0.63	V	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	9.09	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	2/9	9/9	-7.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	43.5	74.2	-30.70	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	3.5x	34.0x	-30.50	AOMR	/forward-pe <GO>
Enterprise Scale & Market Cap	$166.0M	$760.28B	-$760.12B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	AOMR REV	V REV	AOMR GROSS %	V GROSS %	AOMR FCF	V FCF
FY 2025	$1.15B	$40.00B	—	—	-$407.0M	$21.26B
FY 2024	$953.3M	$35.93B	—	—	-$221.5M	$18.33B
FY 2023	$1.16B	$32.65B	—	—	$306.4M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

AOMR // BETA —

V // BETA 1.06