COMP <GO>
AMSF vs BAC // OPERATING MARGIN
AMERISAFE Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: AMSF 3
— BAC 5
■ METRIC PARITY
LAST: $20.91 (-9.44%) • MKT CAP: $428.0M
operating-margins
—
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
operating-margins
32.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AMSF VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AMSF | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 18.70% | 2.50% | +16.20 | AMSF | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 2.08% | 2.10% | -0.02 | BAC | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 14.80% | 27.00% | -12.20 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 2.70% | 6.80% | -4.10 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 7/9 | -4.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.3 | 38.3 | +3.00 | AMSF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.5x | 10.9x | -2.40 | AMSF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $428.0M | $357.61B | -$357.18B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AMSF REV | BAC REV | AMSF GROSS % | BAC GROSS % | AMSF FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $317.3M | $113.10B | — | — | $8.9M | $7.52B |
| FY 2024 | $309.0M | $105.86B | — | — | $23.4M | -$13.57B |
| FY 2023 | $306.9M | $102.77B | — | — | $29.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AMSF // BETA —
BAC // BETA 0.90