COMP <GO>
ALRS vs FISI // REVENUE GROWTH (YOY)
Alerus Financial Corporation (NASDAQ) VS. Financial Institutions Inc. (NASDAQ) • 15-METRIC TALLY: ALRS 3
— FISI 3
■ METRIC PARITY
LAST: $33.03 (+2.36%) • MKT CAP: $823.4M
revenue-growth
—
LAST: $40.88 (+0.27%) • MKT CAP: $805.6M
revenue-growth
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALRS VS. FISI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALRS | FISI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 11.90% | -8.80 | FISI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.15% | 1.65% | +5.50 | ALRS | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.53% | 3.07% | -0.54 | FISI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.7 | 57.0 | +4.70 | ALRS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 43.9x | 10.0x | +33.90 | FISI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $823.4M | $805.6M | $17.8M | ALRS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALRS REV | FISI REV | ALRS GROSS % | FISI GROSS % | ALRS FCF | FISI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $58.8M | $13.3M |
| FY 2024 | $0 | $0 | — | — | $9.4M | $72.2M |
| FY 2023 | $0 | $0 | — | — | $26.8M | $10.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALRS // BETA —
FISI // BETA —