COMP <GO>
ALLY vs V // FREE CASH FLOW YIELD
Ally Financial Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: ALLY 6
— V 6
▲ FREE CASH FLOW YIELD LEADER: ALLY
LAST: $38.61 (+1.15%) • MKT CAP: $11.61B
fcf-yield
22.00%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
fcf-yield
2.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALLY VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALLY | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 32.30% | -28.20 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.1x | 28.9x | -13.80 | ALLY | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 22.00% | 2.90% | +19.10 | ALLY | /fcf-yield <GO> |
| Operating Margin | 75.00% | 60.00% | +15.00 | ALLY | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 50.10% | +17.90 | ALLY | /net-margins <GO> |
| Revenue Growth (YoY) | 3.80% | 11.30% | -7.50 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.14% | 0.63% | +2.51 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.4 | 67.7 | -22.30 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 1.06 | -0.18 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.2x | 34.0x | -20.80 | ALLY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.61B | $738.98B | -$727.37B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALLY REV | V REV | ALLY GROSS % | V GROSS % | ALLY FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $40.00B | — | — | $3.67B | $21.26B |
| FY 2024 | $1.20B | $35.93B | — | — | $4.47B | $18.33B |
| FY 2023 | $968.0M | $32.65B | — | — | $4.51B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALLY // BETA 0.88
V // BETA 1.06