COMP <GO>
ALLY vs PNFP // FORWARD P/E MULTIPLE
Ally Financial Inc. (NYSE) VS. Pinnacle Financial Partners Inc. (NYSE) • 15-METRIC TALLY: ALLY 9
— PNFP 3
▲ FORWARD P/E MULTIPLE LEADER: ALLY
LAST: $38.61 (+1.15%) • MKT CAP: $11.61B
forward-pe
13.2x
LAST: $104.32 (+2.62%) • MKT CAP: $15.36B
forward-pe
18.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALLY VS. PNFP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALLY | PNFP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 3.60% | +0.50 | ALLY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.1x | 29.9x | -14.80 | ALLY | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 4.18% | +17.82 | ALLY | /fcf-yield <GO> |
| Operating Margin | 75.00% | 22.50% | +52.50 | ALLY | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 18.40% | +49.60 | ALLY | /net-margins <GO> |
| Revenue Growth (YoY) | 3.80% | -1.10% | +4.90 | ALLY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.14% | 1.76% | +1.38 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | ALLY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.4 | 65.4 | -20.00 | PNFP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.92 | -0.04 | PNFP | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 13.2x | 18.0x | -4.80 | ALLY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.61B | $15.36B | -$3.75B | PNFP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALLY REV | PNFP REV | ALLY GROSS % | PNFP GROSS % | ALLY FCF | PNFP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $2.62B | — | — | $3.67B | $642.9M |
| FY 2024 | $1.20B | $1.59B | — | — | $4.47B | $764.9M |
| FY 2023 | $968.0M | $1.80B | — | — | $4.51B | $1.28B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALLY // BETA 0.88
PNFP // BETA 0.92