COMP <GO>
ALLY vs FHN // FORWARD P/E MULTIPLE
Ally Financial Inc. (NYSE) VS. First Horizon Corporation (NYSE) • 15-METRIC TALLY: ALLY 8
— FHN 4
▲ FORWARD P/E MULTIPLE LEADER: FHN
LAST: $38.61 (+1.15%) • MKT CAP: $11.75B
forward-pe
13.2x
LAST: $23.64 (+1.59%) • MKT CAP: $11.20B
forward-pe
10.6x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALLY VS. FHN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALLY | FHN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 3.10% | +1.00 | ALLY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.1x | 26.5x | -11.40 | ALLY | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 5.31% | +16.69 | ALLY | /fcf-yield <GO> |
| Operating Margin | 75.00% | 35.00% | +40.00 | ALLY | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 28.70% | +39.30 | ALLY | /net-margins <GO> |
| Revenue Growth (YoY) | 3.80% | 7.20% | -3.40 | FHN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.14% | 2.80% | +0.34 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | ALLY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.5 | 53.7 | -5.20 | FHN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 1.00 | -0.12 | FHN | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 13.2x | 10.6x | +2.60 | FHN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.75B | $11.20B | $545.1M | ALLY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALLY REV | FHN REV | ALLY GROSS % | FHN GROSS % | ALLY FCF | FHN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $3.42B | — | — | $3.67B | $595.0M |
| FY 2024 | $1.20B | $3.19B | — | — | $4.47B | $1.22B |
| FY 2023 | $968.0M | $3.47B | — | — | $4.51B | $1.14B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALLY // BETA 0.88
FHN // BETA 1.00