COMP <GO>
ALHC vs TRUP // DIVIDEND YIELD & FCF PAYOUT SAFETY
Alignment Healthcare Inc. (NASDAQ) VS. Trupanion Inc. (NASDAQ) • 15-METRIC TALLY: ALHC 6
— TRUP 4
■ METRIC PARITY
LAST: $8.06 (-1.47%) • MKT CAP: $1.67B
dividend-safety
0.00%
LAST: $30.19 (+2.27%) • MKT CAP: $1.32B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALHC VS. TRUP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALHC | TRUP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 16.10% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.90% | 3.10% | +10.80 | ALHC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 37.8x | 49.8x | -12.00 | ALHC | /valuation <GO> |
| Free Cash Flow Yield | 6.77% | 5.69% | +1.08 | ALHC | /fcf-yield <GO> |
| Operating Margin | 0.40% | 1.00% | -0.60 | TRUP | /operating-margins <GO> |
| Net Profit Margin | 0.00% | 1.40% | -1.40 | TRUP | /net-margins <GO> |
| Revenue Growth (YoY) | 46.10% | 11.90% | +34.20 | ALHC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.00 | 3.17 | +0.83 | ALHC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | TRUP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 31.6 | 67.4 | -35.78 | TRUP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 63.4x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.67B | $1.32B | $347.4M | ALHC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALHC REV | TRUP REV | ALHC GROSS % | TRUP GROSS % | ALHC FCF | TRUP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.95B | $1.44B | — | 16.1% | $113.1M | $75.4M |
| FY 2024 | $2.70B | $1.29B | — | 13.9% | -$6.6M | $38.6M |
| FY 2023 | $1.80B | $1.11B | — | — | -$59.2M | $18.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALHC // BETA —
TRUP // BETA —