COMP <GO>
AIZ vs AFG // 10Y YIELD & FRED MACRO BETA
Assurant Inc. (NYSE) VS. American Financial Group Inc. (NYSE) • 15-METRIC TALLY: AIZ 4
— AFG 8
▲ 10Y YIELD & FRED MACRO BETA LEADER: AFG
LAST: $292.69 (+2.70%) • MKT CAP: $14.44B
macro-sensitivity
0.92
LAST: $153.10 (+1.87%) • MKT CAP: $12.70B
macro-sensitivity
0.98
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AIZ VS. AFG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AIZ | AFG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.00% | 5.70% | -0.70 | AFG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 20.1x | 16.3x | +3.80 | AFG | /valuation <GO> |
| Free Cash Flow Yield | 11.07% | 9.18% | +1.89 | AIZ | /fcf-yield <GO> |
| Operating Margin | 8.30% | 13.10% | -4.80 | AFG | /operating-margins <GO> |
| Net Profit Margin | 6.80% | 10.30% | -3.50 | AFG | /net-margins <GO> |
| Revenue Growth (YoY) | 7.90% | -1.80% | +9.70 | AIZ | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.17% | 4.77% | -3.60 | AFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | AIZ | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.4 | 66.8 | -1.40 | AFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.92 | 0.98 | -0.06 | AFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.3x | 14.0x | +1.30 | AFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $14.44B | $12.70B | $1.74B | AIZ | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AIZ REV | AFG REV | AIZ GROSS % | AFG GROSS % | AIZ FCF | AFG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $12.81B | $8.17B | — | — | $1.60B | $1.17B |
| FY 2024 | $11.88B | $8.32B | — | — | $1.11B | $777.4M |
| FY 2023 | $11.13B | $7.83B | — | — | $637.2M | $1.62B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AIZ // BETA 0.92
AFG // BETA 0.98