COMP <GO>
AII vs TIPT // OPERATING MARGIN
American Integrity Insurance Group Inc. (NYSE) VS. Tiptree Inc. (NASDAQ) • 15-METRIC TALLY: AII 5
— TIPT 3
■ METRIC PARITY
LAST: $29.26 (+1.92%) • MKT CAP: $562.6M
operating-margins
—
LAST: $17.04 (-1.04%) • MKT CAP: $627.2M
operating-margins
-60.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AII VS. TIPT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AII | TIPT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 29.60% | -6.80% | +36.40 | AII | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 23.67% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | -60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 36.00% | 68.00% | -32.00 | TIPT | /net-margins <GO> |
| Revenue Growth (YoY) | 35.30% | -65.00% | +100.30 | AII | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.45% | -1.45 | TIPT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | AII | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.5 | 55.4 | +3.10 | AII | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.7x | 16.7x | -12.00 | AII | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $562.6M | $627.2M | -$64.7M | TIPT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AII REV | TIPT REV | AII GROSS % | TIPT GROSS % | AII FCF | TIPT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $276.5M | $488.0K | — | — | $133.2M | $168.2M |
| FY 2024 | $204.4M | $341.5M | — | — | $147.6M | $240.7M |
| FY 2023 | — | $341.4M | — | — | — | $71.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AII // BETA —
TIPT // BETA —