COMP <GO>
AII vs DGICA // DIVIDEND YIELD & FCF PAYOUT SAFETY
American Integrity Insurance Group Inc. (NYSE) VS. Donegal Group Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: AII 7
— DGICA 2
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: DGICA
LAST: $28.71 (+2.54%) • MKT CAP: $562.6M
dividend-safety
0.00%
LAST: $18.83 (+1.07%) • MKT CAP: $699.0M
dividend-safety
3.67%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AII VS. DGICA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AII | DGICA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 29.60% | 12.40% | +17.20 | AII | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 23.67% | 10.04% | +13.63 | AII | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 36.00% | 8.10% | +27.90 | AII | /net-margins <GO> |
| Revenue Growth (YoY) | 35.30% | -1.20% | +36.50 | AII | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 3.67% | -3.67 | DGICA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 4/9 | +2.00 | AII | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.7 | 51.8 | +11.97 | AII | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.7x | 8.2x | -3.50 | AII | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $562.6M | $699.0M | -$136.4M | DGICA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AII REV | DGICA REV | AII GROSS % | DGICA GROSS % | AII FCF | DGICA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $276.5M | $978.0M | — | — | $133.2M | $70.2M |
| FY 2024 | $204.4M | $989.6M | — | — | $147.6M | $67.4M |
| FY 2023 | — | $927.3M | — | — | — | $28.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AII // BETA —
DGICA // BETA —