COMP <GO>
AGO vs PLMR // DIVIDEND YIELD & FCF PAYOUT SAFETY
Assured Guaranty Ltd. (NYSE) VS. Palomar Holdings Inc. (NASDAQ) • 15-METRIC TALLY: AGO 2
— PLMR 5
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: AGO
LAST: $70.88 (+2.25%) • MKT CAP: $3.12B
dividend-safety
2.18%
LAST: $137.17 (+0.54%) • MKT CAP: $3.61B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AGO VS. PLMR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AGO | PLMR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.90% | 20.90% | -12.00 | PLMR | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.31% | 11.33% | -3.02 | PLMR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 22.50% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 58.20% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.18% | 0.00% | +2.18 | AGO | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | PLMR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.9 | 57.9 | -6.97 | PLMR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 5.8x | 15.4x | -9.60 | AGO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.12B | $3.61B | -$492.8M | PLMR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AGO REV | PLMR REV | AGO GROSS % | PLMR GROSS % | AGO FCF | PLMR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $876.0M | — | — | $259.0M | $409.0M |
| FY 2024 | $0 | $553.9M | — | — | $47.0M | $260.9M |
| FY 2023 | $53.0M | $375.9M | — | — | $461.0M | $116.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AGO // BETA —
PLMR // BETA —