COMP <GO>

AFYA vs UTI // RSI-14 & 200D SMA MOMENTUM

Afya Limited (Class A) (NASDAQ) VS. Universal Technical Institute Inc (NYSE) • 15-METRIC TALLY: AFYA 0 — UTI 2

▲ RSI-14 & 200D SMA MOMENTUM LEADER: UTI

LAST: $10.17 (-0.68%) • MKT CAP: $953.2M

rsi-technicals

28.7

LAST: $23.61 (+6.59%) • MKT CAP: $1.30B

rsi-technicals

60.1

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AFYA VS. UTI) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	AFYA	UTI	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	—	19.30%	—	TIE	/roic <GO>
EV/EBITDA & P/E Valuation	—	11.0x	—	TIE	/valuation <GO>
Free Cash Flow Yield	—	4.26%	—	TIE	/fcf-yield <GO>
Operating Margin	—	10.00%	—	TIE	/operating-margins <GO>
Net Profit Margin	—	7.50%	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	14.00%	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.00%	0.00	TIE	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	3.14	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	—	8/9	—	TIE	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum ACTIVE	28.7	60.1	-31.43	UTI	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	17.3x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$953.2M	$1.30B	-$347.6M	UTI	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	AFYA REV	UTI REV	AFYA GROSS %	UTI GROSS %	AFYA FCF	UTI FCF
FY 2025	—	$835.6M	—	—	—	$55.4M
FY 2024	—	$732.7M	—	—	—	$61.6M
FY 2023	—	$607.4M	—	—	—	$49.1M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

AFYA // BETA —

UTI // BETA —