COMP <GO>
AFL vs JPM // EV/EBITDA & P/E VALUATION
AFLAC Incorporated (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: AFL 3
— JPM 9
▲ EV/EBITDA & P/E VALUATION LEADER: JPM
LAST: $123.54 (+1.47%) • MKT CAP: $61.94B
valuation
18.1x
LAST: $343.58 (+1.26%) • MKT CAP: $913.30B
valuation
9.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AFL VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AFL | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.90% | 17.37% | -11.47 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 18.1x | 9.7x | +8.43 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 2.88% | -18.14% | +21.02 | AFL | /fcf-yield <GO> |
| Operating Margin | 25.90% | 42.07% | -16.17 | JPM | /operating-margins <GO> |
| Net Profit Margin | 21.20% | 32.63% | -11.43 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | -9.30% | 13.53% | -22.83 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.93% | 1.96% | -0.03 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 2/9 | +3.00 | AFL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.84% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.8 | 55.1 | +10.70 | AFL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 1.00 | -0.09 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.8x | 13.6x | +2.23 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $61.94B | $913.30B | -$851.36B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AFL REV | JPM REV | AFL GROSS % | JPM GROSS % | AFL FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $17.16B | $182.45B | — | — | $1.78B | -$147.78B |
| FY 2024 | $18.93B | $177.56B | — | — | $1.86B | -$42.01B |
| FY 2023 | $18.70B | $158.10B | — | — | $2.35B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AFL // BETA 0.91
JPM // BETA 1.00