COMP <GO>
ACT vs HGTY // NET PROFIT MARGIN
Enact Holdings Inc. (NASDAQ) VS. Hagerty Inc. (Class A) (NYSE) • 15-METRIC TALLY: ACT 5
— HGTY 4
▲ NET PROFIT MARGIN LEADER: ACT
LAST: $48.06 (+0.61%) • MKT CAP: $6.61B
net-margins
54.60%
LAST: $15.46 (+0.13%) • MKT CAP: $5.60B
net-margins
22.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ACT VS. HGTY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ACT | HGTY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.60% | 67.40% | -54.80 | HGTY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.97% | 3.91% | +7.06 | ACT | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 54.60% | 22.00% | +32.60 | ACT | /net-margins <GO> |
| Revenue Growth (YoY) | 2.80% | 23.50% | -20.70 | HGTY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.83% | 0.00% | +1.83 | ACT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | HGTY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.3 | 66.0 | -14.69 | HGTY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.1x | 31.5x | -22.40 | ACT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.61B | $5.60B | $1.01B | ACT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ACT REV | HGTY REV | ACT GROSS % | HGTY GROSS % | ACT FCF | HGTY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $677.6M | — | — | $724.5M | $219.0M |
| FY 2024 | $1.20B | $548.6M | — | — | $686.3M | $177.0M |
| FY 2023 | $1.15B | $464.3M | — | — | $632.0M | $133.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ACT // BETA —
HGTY // BETA —